Our insurance coverage services include policy interpretation and drafting for all lines of insurance, as well as coverage litigation. We regularly advise clients about the entire range of California insurance coverage issues. Our lawyers also have drafted numerous manuscript insurance policy wordings for underwriters, producers and captive insurance programs, addressing such diverse subject matters as construction defect exposures, intellectual property liability hazards, liquidated damages and OSHA liability, to name a few. In addition, HB&B lawyers have litigated some of the most important insurance coverage cases in California history. Among those cases were decisions involving the duty to defend, the no-action clause, advertising injury coverage, interpretation of the claims-made coverage trigger, the intentional acts doctrine, the effect of misrepresentation or concealment and the rights and obligations of self-insureds.
